Bought Western Union money order at a Fred Meyer store. Sent it to a friend who tried to cash it at another Fred Meyer Western Union outlet.
No luck. They would not cash it, saying that only the purchaser could redeem it. There was some sort of rational related to the payee being a third party. I had to drive to the second store (175 miles), redeem the money order with difficulty, and hand the money to my friend.
We were treated like criminals. Fred Meyer claimed that this was WU policy. OK, so much for WU's so called convenience.
There was no warning or instruction to prevent the error that I could find. Buyer beware.
Monetary Loss: $25.